Other Systemically Important Institutions (O-SIIs)

The list of institutions included in this section follows the EBA Guidelines on the criteria for the assessment of Other Systemically Important Institutions (O-SIIs) - pursuant to Article 131 (3) of Directive 2013/36/EU. O-SIIs are institutions that, due to their systemic importance, are more likely to create risks to financial stability. Whilst maximizing private benefits through rational decisions, these institutions may bring negative externalities into the system and contribute to market distortions.

The methodology in the EBA Guidelines requires relevant authorities to assess systemic risk. It looks into convergence, comparability and flexibility, and provides a two-steps approach: relevant authorities initially assess institutions through a predefined set of criteria and indicators, which reflect negative events and look at weaknesses from a financial stability perspective. In this stage, institutions are given a score from 0 to 10000 bps representing their systemic riskiness. In the following stage, relevant authorities further assess institutions which might have not been already identified as O-SIIs, but may be specific and significant in their own financial system. They do so through other quantitative or qualitative factors.

Both the first and second steps of the O-SII identification process reflect the 12 principles in the global framework provided by the Basel Committee to deal with Domestic Systemically Important Banks (D-SIBs).

The higher loss absorbency requirements set by the relevant authorities and resulting from this identification process are also included and with the obligation for these institutions to maintain a CET1 capital buffer of up to 2% of the total risk exposure amount, as laid down in Article 131 (5) of Directive 2013/36/EU.

The O-SIIs identification process started in 2015 and takes place on a yearly basis. The CET1 O-SII buffer requirement should also be re-assessed every year on the basis of this yearly identification exercise and the O-SIIs scores.

To read more about the EBA Guidelines on the criteria for the assessment of Other Systemically Important Institutions (O-SIIs), please click here

List of O-SIIs notified to the EBA

List of O-SIIs notified to the EBA

Country LEI Name of institution identified as O-SII Final O-SII buffer Identified through supervisory judgement?

 

 

 

 

AT

PQOH26KWDF7CG10L6792 Erste Group Bank AG 2.00%  
9ZHRYM6F437SQJ6OUG95 Raiffeisen Bank International AG 2.00%  
D1HEB8VEU6D9M8ZUXG17 UniCredit Bank Austria AG 2.00%  
529900ICA8XQYGIKR372 BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft 1.00%  
529900SXEWPJ1MRRX537 RAIFFEISEN-HOLDING NIEDERÖSTERREICH-WIEN registrierte Genossenschaft mit beschränkter Haftung 1.00%  
I6SS27Q1Q3385V753S50 Raiffeisenlandesbank Oberösterreich Aktiengesellschaft 1.00%  

 

 

 

 

BE

A5GWLFH3KM7YV2SFQL8 Belfius Banque SA/NV 1.50%  
KGCEPHLVVKVRZYO1T647 BNP Paribas Fortis SA/NV 1.50%  
JLS56RAMYQZECFUF2G44 ING België NV 1.50%  
213800X3Q9LSAKRUWY91 KBC Groep 1.50%  
LSGM84136ACA92XCN876 Axa Bank Belgium 0.75% Y
549300CBNW05DILT6870 Euroclear SA/NV 0.75%  
5493008QOCP58OLEN998 Investeringsmaatschappij Argenta 0.75% Y
MMYX0N4ZEZ13Z4XCG897 The Bank of New York Mellon SA/NV 0.75%  

 

 

 

 

 

BG

549300UY81ESCZJ0GR95 First Investment Bank AD 1.00%  
549300Z7V2WOFIMUEK50 UniCredit Bulbank AD 1.00%  
5299002142DS5ONT5540 Central Cooperative Bank AD 0.75%  
549300MQF5GHXJ75XX16 CIBANK JSC 0.75%  
529900GEH0DAUTAXUA94 DSK Bank EAD 0.75%  
549300IRGNL8Q3O8Y413 Eurobank Bulgaria AD 0.75%  
5299009KAL4KO7584196 Raiffeisenbank (Bulgaria) EAD 0.75%  
549300ASHQEYUZ8ARW85 Societe Generale Expressbank AD 0.75%  
5299000PCY1EP8QJFV48 United Bulgarian Bank AD 0.75%  
549300615CPXQO52J309 Bulgarian Development Bank AD 0.50%  
52990087MJEBPWSFOZ22 Piraeus Bank Bulgaria AD 0.50%  

 

 

 

CY

PQ0RAP85KK9Z75ONZW93 Bank of Cyprus Public Company Ltd 2.00%  
253400EBCBBVB9TUHN50 RCB Bank Ltd 1.50%  
IK9CLH4U15AXJVV22968 Renaissance Securities (Cyprus) Ltd 1.50%  
F68F5WN6OGTEHIP5ZT82 SIB (Cyprus) Ltd 1.50%  
549300XTCMOUXC51WZ58 Alfa Capital Holdings (Cyprus) Ltd 1.00%  
5493007F6CE5P22TJ731 Cyprus Cooperative Bank Ltd 1.00%  
CXUHEGU3MADZ2CEV7C11 Hellenic Bank Public Company Ltd 1.00%  
213800IT3UAQF6QX5G11 Reserve Invest (Cyprus) Ltd * 1.00%  
5493004KSNEM4U7L8714 Eurobank Cyprus Ltd 0.50%  
529900VS0F7BA91P4I60 Αlpha Bank Cyprus Ltd 0.50%  

 

 

 

 

CZ

9KOGW2C2FCIOJQ7FF485 Česká spořitelna, a.s. 0.00%  
Q5BP2UEQ48R75BOTCB92 Československá obchodní banka, a.s. 0.00%  
529900JP9C734S1LE008 Jakabovič & Tkáč (relevant entity of the J&T banka regulated consolidated group) 0.00%  
IYKCAVNFR8QGF00HV840 Komerční banka, a.s. 0.00%  
31570010000000036567 PPF FH B.V. (relevant entity of the PPF banka regulated consolidated group) 0.00%  
31570010000000004460 Raiffesenbank, a.s. 0.00%  
KR6LSKV3BTSJRD41IF75 UniCredit Bank CZ and SK, a.s. 0.00%  

 

 

 

 

 

 

 

 

DE

7LTWFZYICNSX8D621K86 Deutsche Bank AG 2.00%  
851WYGNLUQLFZBSYGB56 Commerzbank AG 1.50%  
VDYMYTQGZZ6DU0912C88 Bayerische Landesbank 1.00% Y
529900HNOAA1KXQJUQ27 DZ Bank AG, Zentral-Genossenschaftsbank 1.00%  
B81CK4ESI35472RHJ606 Landesbank Baden-Württemberg 1.00% Y
DIZES5CFO5K3I5R58746 Landesbank Hessen-Thüringen Girozentrale 1.00% Y
DSNHHQ2B9X5N6OUJ1236 Norddeutsche Landesbank Girozentrale 1.00% Y
2ZCNRR8UK83OBTEK2170 Unicredit Bank AG 1.00%  
0W2PZJM8XOY22M4GG883 DekaBank Deutsche Girozentrale 0.50% Y
TUKDD90GPC79G1KOE162 HSH Nordbank AG 0.50% Y
3KXUNHVVQFIJN6RHLO76 ING DiBa AG 0.50% Y
529900Z3J0N6S0F7CT25 Landwirtschaftliche Rentenbank ** 0.50% Y
52990002O5KK6XOGJ020 NRW.Bank  0.50% Y

 

 

DK

MAES062Z21O4RZ2U7M96 Danske Bank A/S 0.00%  
549300LX0YIEPRTY0Z32 Nordea Bank Danmark A/S *** 0.00%  
LIU16F6VZJSD6UKHD557 Nykredit Realkredit A/S 0.00%  
3M5E1GQGKL17HI6CPN30 Jyske Bank A/S 0.00%  
52990080NNXXLC14OC65 Nordea Kredit Realkreditaktieselskab 0.00%  
529900PR2ELW8QI1B775 DLR Kredit A/S 0.00%  
GP5DT10VX1QRQUKVBK64 Sydbank A/S 0.00%  

 

 

EE

549300ND1MQ8SNNYMJ22 AS SEB Pank 2.00%  
213800JD2L89GGG7LF07 Luminor Bank AS 2.00%  
549300PHQZ4HL15HH975 Swedbank AS 2.00%  
529900GJOSVHI055QR67 AS LHV Pank 1.00%  

 

 

 

ES

5493006QMFDDMYWIAM13 Banco Santander, S.A. 1.00%  
K8MS7FD7N5Z2WQ51AZ71 Banco Bilbao Vizcaya Argentaria, S.A. 0.75%  
SI5RG2M0WQQLZCXKRM20 Banco de Sabadell, S.A. 0.25%  
549300GT0XFTFHGOIS94 BFA Tenedora de Acciones S.A.U. (holding of Bankia, S.A.) 0.25%  
7CUNS533WID6K7DGFI87 CaixaBank, S.A. 0.25%  

 

 

FI

I7437003B5WFBOIEFY714 OP-Group 2.00%  
529900HEKOENJHPNN480 Municipality Finance Plc 1.00%  
7437001LESKGLAEOEU84 Nordea Mortgage Bank Plc 0.50%  

 

 

 

FR

R0MUWSFPU8MPRO8K5P83 BNP PARIBAS (BNPP) 1.50%  
FR9695005MSX1OYEMGDF GROUPE BPCE 1.00%  
FR969500TJ5KRTCJQWXH GROUPE CREDIT AGRICOLE 1.00%  
O2RNE8IBXP4R0TD8PU41 SOCIETE GENERALE 1.00%  
9695000CG7B84NLR5984 GROUPE CREDIT MUTUEL 0.50%  
96950066U5XAAIRCPA78 LA BANQUE POSTALE 0.25% Y

 

 

 

 

GB

G5GSEF7VJP5I7OUK5573 Barclays Plc 0.00%  
XKZZ2JZF41MRHTR1V493 Citigroup Global Markets Limited 0.00% Y
E58DKGMJYYYJLN8C3868 Credit Suisse International 0.00% Y
549300FK5LWVMQ9QY386 Credit Suisse Investments (UK) 0.00% Y
549300RQT6K4WXZL3083 Goldman Sachs Group UK Limited 0.00%  
MLU0ZO3ML4LN2LL2TL39 HSBC Holdings Plc 0.00%  
549300Z1UDXFNOBBUI23 J.P. Morgan Capital Holdings Limited 0.00%  
549300PPXHEU2JF0AM85 Lloyds Banking Group Plc 0.00%  
GGDZP1UYGU9STUHRDP48 Merrill Lynch International 0.00% Y
LSMWH68Y2RHEDP8W5261 Morgan Stanley International Limited 0.00% Y
549300XFX12G42QIKN82 Nationwide Building Society 0.00% Y
549300IU15NXFPV2FC82 Nomura Europe Holdings Plc 0.00% Y
2138005O9XJIJN4JPN90 Royal Bank of Scotland Group Public Limited Company 0.00%  
PTCQB104N23FMNK2RZ28 Santander UK Plc 0.00% Y
U4LOSYZ7YG4W3S5F2G91 Standard Chartered Plc 0.00% Y
REYPIEJN7XZHSUI0N355 UBS Limited 0.00% Y

 

 

 

GR

5299009N55YRQC69CN08 Alpha Bank S.A. 1.00%  
JEUVK5RWVJEN8W0C9M24 Eurobank Ergasias Bank S.A. 1.00%  
5UMCZOEYKCVFAW8ZLO05 National Bank of Greece S.A. 1.00%  
M6AD1Y1KW32H8THQ6F76 Piraeus Bank S.A. 1.00%  

 

 

 

 

HR

RG3IZJKPYQ4H6IQPIC08 Addiko Bank d.d. 2.00%  
549300A2F46GR0UOM390 Erste&Steiermärkische Bank d.d. Rijeka 2.00%  
5299005UJX6K7BQKV086 OTP banka Hrvatska d.d., Zagreb 2.00%  
549300ZHFZ4CSK7VS460 Privredna banka banka Zagreb d.d., Zagreb 2.00%  
529900I1UZV70CZRAU55 Raiffeisenbank Austria d.d., Zagreb 2.00%  
54930006A7BQRKDHV809 Splitska banka d.d., Split 2.00%  
PRNXTNXHBI0TSY1V8P17 Zagrebačka banka d.d., Zagreb 2.00%  
529900D5G4V6THXC5P79 Hrvatska poštanska banka d.d., Zagreb 0.20% Y
529900NGK4TXO1F8FR52 Sberbank d.d., Zagreb 0.20%  

 

 

 

 

HU

529900W3MOO00A18X956 OTP Bank Nyrt. 2.00%  
KFUXYFTU2LHQFQZDQG45 Kereskedelmi és Hitelbank Zrt. 1.00%  
Y28RT6GGYJ696PMW8T44 UniCredit Bank Hungary Zrt. 1.00%  
549300MSY5NIVC0BME80 CIB Bank Zrt. 0.50%  
549300XWJHRKLHU2PS28 ERSTE BANK HUNGARY Zrt. 0.50%  
2594004MC7VOKSK7Z633 Magyar Takarékszövetkezeti Bank Zrt. 0.50%  
3H0Q3U74FVFED2SHZT16 MKB Bank Zrt. 0.50%  
5493001U1K6M7JOL5W45 Raiffeisen Bank Zrt. 0.50%  

 

 

 

IE

3U8WV1YX2VMUHH7Z1Q21 Allied Irish Bank plc 1.50%  
635400C8EK6DRI12LJ39 Bank of Ireland Group plc 1.50%  
549300K7L8YW8M215U46 Citibank Holdings Ireland Ltd 1.00%  
635400KQIMALJ4XLAD78 Ulster Bank Ireland DAC 0.50%  
JLWCUYA7LL5CX6EWZL14 UniCredit Bank Ireland plc 0.25%  
HRRVUBV0XN84YQZT6245 DePfa Bank plc 0.00%  
IS RIL4VBPDB0M7Z3KXSF19 Arion banki hf 2.00%  
549300PZMFIQR79Q0T97 Íslandsbanki hf 2.00%  
549300TLZPT6JELDWM92 Landsbankinn hf 2.00%  

 

 

IT

549300TRUWO2CD2G5692 Unicredit Group 1.00%  
2W8N8UU78PMDQKZENC08 Gruppo Intesa Sanpaolo 0.75%  
815600E4E6DCD2D25E30 Gruppo Banco BPM 0.25%  
J4CP7MHCXR8DAQMKIL78 Gruppo Monte dei Paschi di Siena 0.25%  

 

 

LT

549300GH3DFCXVNBHE59 "Swedbank", AB 2.00% Y
549300SBPFE9JX7N8J82 AB SEB bankas 2.00% Y
213800ZY8OD37RGI4E67 Luminor Bank AB 2.00% Y
549300TK038P6EV4YU51 AB Šiaulių bankas 0.50% Y

 

 

 

 

LU

529900FIAMEJDQ8C9097 Deutsche Bank Luxembourg S.A. 0.50%  
TPS0Q8GFSZF45ZZFL873 Société Générale Bank & Trust S.A. 1.00%  
R7CQUF1DQM73HUTV1078 Banque et Caisse d'Epargne de l'Etat Luxembourg 0.50%  
9CZ7TVMR36CYD5TZBS50 Banque Internationale à Luxembourg S.A. 0.50% Y
UAIAINAJ28P30E5GWE37 BGL BNP Paribas S.A. 0.50%  
549300OL514RA0SXJJ44 Clearstream Banking S.A. 0.50% Y
7W1GMC6J4KGLBBUSYP52 J.P. Morgan Bank Luxembourg S.A. 0.50% Y
549300IVXKQHV6O7PY61 RBC Investor Services Bank S.A. 0.50% Y

 

 

 

LV

549300IHIJ7SCANBWN17 ABLV Bank AS 2.00%  
549300YW95G1VBBGGV07 AS ''SEB banka'' 2.00%  
213800LDOTKJMCUB1M79 Luminor Bank AS 2.00%  
549300FXBIWWGK7T0Y98 ''Swedbank'' AS 2.00%  
2138009Y59EAR7H1UO97 Akciju sabiedrība "Citadele banka" 1.50%  
2138007F5HA5FFJROB80 Akciju sabiedrība ''Rietumu Banka'' 1.50%  

 

 

 

MT

529900RWC8ZYB066JF16 Bank of Valletta Group 2.00%  
549300X34UUBDEUL1Z91 HSBC Group MT 1.50%  
529900SYUCFQHI3JZQ05 MeDirect Group 0.50%  

 

 

 

 

NL

BFXS5XCH7N0Y05NIXW11 ABN AMRO Bank N.V. ("ABN") 2.00%  
DG3RU1DBUFHT4ZF9WN62 Coöperatieve Rabobank U.A. ("RABO") 2.00%  
3TK20IVIUJ8J3ZU0QE75 ING Bank N.V. ("ING") 2.00%  
529900GGYMNGRQTDOO93 Bank Nederlandse Gemeenten ("BNG") 1.00%  
724500A1FNICHSDF2I11 De Volksbank N.V. ("Volksbank") 1.00% Y

 

 

 

 

NO

549300GKFG0RYRRQ1414 DNB Bank ASA 2.00%  
I7ETN0QQO2AHZZGHJ389 Kommunalbanken AS 2.00%  

 

 

 

 

PL

259400DZXF7UJKK2AY35 mBank S.A. 0.75%  
P4GTT6GF1W40CVIMFR43 PKO BP S.A. 0.75%  
5493000LKS7B3UTF7H35 BANK POLSKA KASA OPIEKI SA 0.50%  
259400LGXW3K0GDAG361 BANK ZACHODNI WBK SA 0.50%  
259400YLRTOBISHBVX41 ING BANK ŚLĄSKI SA 0.50%  
NMH2KF074RKAGTH4CM63 BANK BGŻ BNP PARIBAS SA 0.25%  
XLEZHWWOI4HFQDGL4793 BANK HANDLOWY W WARSZAWIE 0.25%  
259400OFDZ9KPZEO8K78 BANK MILLENNIUM SA 0.25%  
529900CFOWM2V62I4634 DEUTSCHE BANK POLSKA SA 0.25%  
2594000SEGUR418W2G08 GETIN NOBLE BANK SA 0.25%  
BB3BGO3LCED63R8R9R41 BANK POLSKIEJ SPÓŁDZIELCZOŚCI SA 0.00% Y
259400P9KF07OP2K5P83 SGB-BANK SA 0.00% Y

 

 

 

PT

TO822O0VT80V06K0FH57 Caixa Geral de Depósitos 1.00%  
U1U6S0DG9YLT7N8ZV32 Banco Comercial Português 0.75%  
3DM5DPGI3W6OU6GJ4N92 Banco BPI 0.50%  
5493009W2E2YDCXY6S81 Novo Banco 0.50%  
5493005RLLC1P7VSVC58 Santander Totta – SGPS 0.50%  
2138004FIUXU3B2MR537 Caixa Económica Montepio Geral 0.25%  

 

 

 

 

RO

529900TKT32Z5LP7XF90 Alpha Bank România S.A. 1.00%  
549300ORLU6LN5YD8X90 Banca Comercială Română S.A. 1.00%  
549300RG3H390KEL8896 Banca Transilvania S.A. 1.00%  
549300GM6AMB2XDWNC96 Bancpost S.A. 1.00%  
5493008QRHH0XCLJ4238 BRD - Groupe Societe Generale S.A. 1.00%  
2138008AVF4W7FMW8W87 CEC Bank S.A. 1.00%  
549300UZRCTIM0HREY46 Garanti Bank S.A. 1.00%  
5299003TM0P7W8DNUF61 OTP BANK S.A. 1.00%  
549300UH7FDPRNBABQ46 PIRAEUS BANK S.A. 1.00%  
549300RFKNCOX56F8591 Raiffeisen Bank S.A. 1.00%  
5493003BDYD5VPGUQS04 UniCredit Bank S.A. 1.00%  

 

 

SE

6SCPQ280AIY8EP3XFW53 Nordea - gruppen 2.00%  
F3JS33DEI6XQ4ZBPTN86 Skandinaviska Enskilda Banken - gruppen 2.00%  
NHBDILHZTYCNBV5UYZ31 Svenska Handelsbanken - gruppen 2.00%  
M312WZV08Y7LYUC71685 Swedbank - Grupp 2.00%  

 

 

 

 

SI

5493001BABFV7P27OW30 NLB 1.00% Y
549300271OUEJT4RYD30 Abanka 0.25% Y
549300J0GSZ83GTKBZ89 NKBM 0.25% Y
529900NQF1UOZPME3N44 Sberbank 0.25% Y
549300BZ3GKOJ13V6F87 SID 0.25% Y
549300H7CCQ6BSQBGG72 SKB 0.25% Y
549300O2UN9JLME31F08 UniCredit 0.25% Y

 

 

SK

52990096Q5LMCH1WU462 Československá obchodná banka, a.s. 1.00%  
315700E9POA724IWFP59 Poštová banka, a.s. 1.00%  
549300S2T3FWVVXWJI89 Slovenská sporiteľňa, a.s. 1.00%  
549300JB1P61FUTPEZ75 Všeobecná úverová banka, a.s. 1.00%  
3157002JBFAI478MD587 Tatra banka, a.s. 0.50%  

* On 1 August 2017, Reserve Invest (Cyprus) Ltd renounced its investment firm licence and effective from that day, the Central Bank of Cyprus no longer considers it as an O-SII.
** Pending administrative procedure
*** Nordea Bank Danmark A/S merged with Nordea AB (Sweden) in the beginning of 2017

NB: The O-SII buffer is not applied in Denmark. However, an institution-specific systemic risk buffer applies to each O-SII (respectively of 3% for Danske, 2% for Nordea Bank and Nykredit, 1.5% for Jyske and Nordea Kredit, and 1% for DLR and Sydbank). This institution-specific buffer is calibrated using as basis institutions' scores arising from the O-SII identification methodology, as per the EBA Guidelines.