2016 EU-wide stress test results

The European Banking Authority (EBA) published the results of the 2016 EU-wide stress test of 51 banks.

The aim of the 2016 EU-wide stress test is to assess the resilience of EU banks to adverse economic developments, so as to understand remaining vulnerabilities, complete the repair of the EU banking sector and increase confidence.

The EU-wide stress test is coordinated by the EBA and carried out in cooperation with the European Central Bank (ECB), the European Systemic Risk Board (ESRB), the European Commission (EC) and the Competent Authorities (CAs) from all relevant national jurisdictions.

 

Interactive Tools

Image Summary results

  • Interactive Map tool: Interactive dashboard with main indicators and Stress test results by country and by bank
  • Excel tools  (Excel 2010 is required):
Description What you can get
Summary charts

This file provides summary figures showing the impact of the stress test on capital ratios, as well as the main drivers of the impact. You can use it to compare, for example, the impact of the adverse scenario on Common Equity Tier 1 (CET1) ratio for different countries and banks by year.

 

Image Asset quality

  • Excel tools  (Excel 2010 is required):

Description What you can get

NPE forborne and collateral

Data aggregated by countries of banks

This Excel file allows to visualise data reported in the templates: non-performing exposures, forborne exposures and collateralised loans. Figures are aggregated by country of the banks.

NPE forborne and collateral

Individual banks' data

This Excel file allows to visualise individual banks data reported in the templates: non-performing exposures, forborne exposures and collateralised loans.

Credit Risk (STA / IRB)
 

Data aggregated by countries of banks

This Excel file provides country aggregated credit risk exposures for a specific country (AT, DE, ...) broken down by regulatory portfolio (IRB/SA) and exposure class (corporates, retail, ...), towards all the countries of the counterparty .

Credit Risk (STA / IRB)
 

Data aggregated by countries of counterparties

This Excel file provides country aggregated credit risk exposures for a specific country of  counterparty (US, DE, ...) broken down by the country of the banks exposed to it (AT, DE,..) for all regulatory portfolios (IRB/SA) and exposure classes (corporates, retail, ...).

Credit Risk (STA / IRB)

 

Individual banks' data

This Excel file provides bank-by-bank credit risk exposures, broken down by regulatory portfolio (IRB/SA), exposure class (corporates, retail, ...) and all the countries of the counterparty.

 


Image Sovereign exposures

  • Excel tools  (Excel 2010 is required):

Description What you can get

Sovereign

Data aggregated by countries of banks

This Excel file provides country aggregated amounts of sovereign exposures held by all the banks of a specific country (AT, DE, ...) towards each sovereign country  (AT, US,..).

Sovereign

Data aggregated by countries of counterparties

This Excel file provides country aggregated amounts of sovereign exposures issued by a specific country (AT, US,..), broken down by the country of the banks exposed (AT, DE,..).

Sovereign

Individual banks' data

This Excel file provides bank-by-bank sovereign exposures, broken down by the sovereign country issuers (AT, US,..).

 

Image Other templates (Capital, P&L and other information)

  • Excel tools  (Excel 2010 is required):

Description What you can get

Other templates
 

Data aggregated by countries of banks

This Excel file allows to visualise data reported in the templates: capital, P&L, ...  Figures are aggregated by country of the banks.

Other templates
 

Individual banks' data

This Excel file allows to visualise individual banks' data reported in the templates: capital, P&L, ...

 

 

Full database

 

Banks individual results

Country Bank

Austria

Erste Group Bank AG

Raiffeisen-Landesbanken-Holding GmbH

Belgium

Belfius Banque SA

KBC Group NV

Denmark

Danske Bank

Jyske Bank

Nykredit Realkredit

Finland

OP Osuuskunta

France

Groupe Crédit Mutuel

La Banque Postale

BNP Paribas

Groupe Crédit Agricole

Groupe BPCE

Société Générale S.A.

Germany

Deutsche Bank AG

Commerzbank AG

Landesbank Baden-Württemberg

Bayerische Landesbank

Norddeutsche Landesbank Girozentrale

Landesbank Hessen-Thüringen Girozentrale

NRW.BANK

Volkswagen Financial Services AG

DekaBank Deutsche Girozentrale

Hungary

OTP Bank Nyrt.

Ireland

Allied Irish Banks plc

The Governor and Company of the Bank of Ireland

Italy

Intesa Sanpaolo S.p.A.

UniCredit S.p.A.

Banca Monte dei Paschi di Siena S.p.A.

Banco Popolare - Società Cooperativa

Unione Di Banche Italiane Società Per Azioni

Netherlands

ING Groep N.V.

Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.

ABN AMRO Group N.V.

N.V. Bank Nederlandse Gemeenten

Norway

DNB Bank Group

Poland

Powszechna Kasa Oszczędności Bank Polski SA

Spain

Banco Santander S.A.

Banco Bilbao Vizcaya Argentaria S.A.

Criteria Caixa, S.A.U.

BFA Tenedora de Acciones S.A.U.

Banco Popular Español S.A.

Banco de Sabadell S.A.

Sweden

Nordea Bank - group

Svenska Handelsbanken - group

Skandinaviska Enskilda Banken - group

Swedbank – group

UK

HSBC Holdings

Barclays Plc

The Royal Bank of Scotland Group Public Limited Company

Lloyds Banking Group Plc